Insurance Solutions

Complete coverage for every corner of aviation — from FBOs and flight schools to helicopter ops and drone fleets. One program. One partner.

Who We Serve

Industry Solutions

Purpose-built insurance programs for every segment of aviation. Each tailored to the specific risks, regulations, and workforce of your operation.

What We Underwrite

Lines of Business

15 specialized coverage lines — each underwritten with aviation-specific expertise. Mix and match to build the program your operation needs.

Aviation Hull & Liability

Hangarkeepers Liability

Airport Premises Liability

Aviation Products Liability

Aviation General Liability

Workers Compensation (Aviation Class Codes)

Commercial Auto (Aviation Ground Support)

Environmental Liability

Non-Owned Aircraft Liability (NOAL)

UAS/Drone Hull & Liability

Aircraft Component/Parts Coverage

Loss of Use / Business Interruption

Crew Personal Accident

War & Terrorism (AVN52)

Aviation Cyber Liability

How We Differentiate

Value-Added Services

Beyond coverage. We provide the tools, consulting, and programs that help your aviation business run safer and smarter.

PEO / HR Solutions for Aviation Businesses

Health insurance, payroll, HR administration, and employee benefits — including the aviation line workers other PEOs refuse to cover.

Safety & Loss Control Programs

Aviation-specific safety programs that reduce incidents, lower your experience mod, and directly impact your premium at renewal.

FAA Compliance Consulting

Stay ahead of regulatory requirements. Our team helps you navigate FAA documentation, audit prep, and compliance reporting.

Claims Advocacy & Management

AI-powered claims platform with dedicated aviation claims adjusters. Faster resolution, better outcomes, proactive communication.

Risk Engineering & Assessment

On-site and remote risk assessments tailored to aviation operations. Identify exposures before they become claims.

Binding Authority Programs

Appointed brokers get instant quoting and binding authority through our portal. No waiting. No back-and-forth with underwriters.

Aviation operations on the ramp

Professional Employer Organization (PEO)

We're the only PEO that covers your ramp workers, fuelers, and mechanics. Stop accepting "no" from other PEOs. Start getting "yes" from us.

What We Cover

  • Health Insurance: Multiple plan options to fit your budget and team's needs. From high-deductible plans to comprehensive coverage.
  • Life Insurance: Basic life coverage included. Additional coverage available if your team needs it.
  • Short & Long-Term Disability: Your team is protected if they can't work—and so is your business.
  • Dental & Vision: Because taking care of your team means taking care of all of them.
  • Payroll Administration: We handle it. Direct deposit, tax withholding, reporting—all taken care of.
  • HR Compliance: Labor law compliance, employee handbook, HR policies—we keep you compliant so you can focus on flying.
  • Workers Compensation Insurance: Included in your PEO package, with aviation-specific underwriting.

Why Aviation PEOs Are Hard to Find

Traditional PEOs exclude line workers. Insurance carriers see ramp crews, mechanics, and fuelers as "high risk" and simply refuse to cover them. It's created a broken system where FBO owners have to buy PEO for office staff and separate workers' comp for everyone else.

We built Nacelle Partners specifically to solve this problem. Our underwriting understands aviation operations. We know what ramp work looks like, how to price it fairly, and how to support it with good claims management and loss prevention.

How It Works

1

You tell us about your business—number of employees, roles, payroll.

2

We run an instant quote through our aviation-specific underwriting.

3

You pick your health plan options and we handle all the setup.

4

Your employees get their benefits. You get simplicity.

5

We handle payroll, taxes, compliance, and claims—you focus on your business.

The Nacelle Advantage

One monthly bill for health insurance, life insurance, disability, workers' comp, payroll, and HR—instead of juggling multiple carriers.

Line worker coverage that other PEOs won't touch.

Fast setup and integration with your payroll systems.

Aviation-smart HR that understands your compliance needs.

Aviation operations on the ramp

Workers Compensation Insurance

Aviation-specific underwriting, instant binding, and AI-powered claims management that actually works.

What We Cover

  • All FBO Operations: Ramp service, fueling, aircraft maintenance, flight instruction, aircraft sales—we underwrite the specific codes that define your business (NCCI 7403, 7421, 7422).
  • Mechanic Coverage: A&Ps, mechanics, technicians—with proper classification and pricing.
  • Flying Crews (Part 135): Pilot worker's comp coverage for charter and commercial operations—with loss-of-license integration.
  • Environmental Exposure: For MROs and operations handling hazmat or chemicals.

Aviation-Specific Underwriting

We don't force your business into codes designed for retail or manufacturing. We use the actual NCCI classifications that describe aviation work. That means accurate pricing, fair rates, and renewals that reflect your true risk profile.

AI-Powered Claims Management

Claim filed? Our system immediately:

  • Analyzes the claim details
  • Connects it to the right claims adjuster
  • Initiates medical protocols
  • Begins loss prevention investigation
  • Flags any unusual patterns

What used to take weeks now moves in days. Your employees get treatment faster. Your business gets resolution faster.

Safety Programs That Work

Your workers' comp rate is directly tied to your safety record. We connect you to safety programs built specifically for aviation operations. Better safety means better rates. It's that simple.

Instant Binding. Competitive Rates. No Surprises.

Get a quote in minutes. Bind in hours. Renew in one phone call. That's the Nacelle Partners difference.

Business jet hangar

Commercial Package Insurance

General liability, property, commercial auto, environmental, and umbrella coverage—all integrated with your other Nacelle Partners policies.

General Liability

Coverage for bodily injury and property damage claims. Whether it's a customer trip and fall at your FBO or property damage during maintenance work, you're covered. Aviation-specific underwriting means we understand the unique exposures you face.

Property Insurance

Your buildings, equipment, and inventory matter. We cover hangars, office buildings, fuel trucks, tools, avionics, and inventory—all on one policy, rated for aviation operations.

Commercial Auto

Fuel trucks, line trucks, chase vehicles, crew transport—all covered under one auto policy with rates reflecting aviation operations rather than generic commercial use.

Environmental Liability

Critical for MROs and fuel operations. Coverage for pollution and environmental damage, including cleanup costs and regulatory fines. Other carriers ignore this. We don't.

Completed Products Liability

For MROs and maintenance shops, completed products liability is essential. When your maintenance work leaves the shop, you need protection. We provide it.

Umbrella/Excess Coverage

Additional limits above your primary policies for extra protection when you need it most.

The Integration Advantage

All of these coverages work together on one policy with one underwriter and one renewal. No gaps. No overlaps. No confusion. Just comprehensive protection designed specifically for aviation businesses.

Aviation Insurance

Specialized aircraft hull and liability coverage through our partners at International Aviation Underwriters.

Hull Coverage

Your aircraft are assets. When you own or operate aircraft—whether it's a flight training fleet, a Part 135 operation, or aircraft for sale—hull coverage protects you against loss due to accident, theft, or other covered perils.

Liability Coverage

Aviation liability is different from general liability. It's more specialized, more sophisticated, and absolutely essential. We connect you to underwriters who specialize in this coverage.

Seamless Integration

You don't have to remember you need aviation insurance. When you work with us, we make sure it's part of your overall program. One call. One contact. We coordinate with our aviation specialty underwriting partner to ensure everything is properly covered and integrated.

Why Separate Aviation Coverage?

General liability policies exclude aircraft. Period. If you own or operate aircraft—even if they're stored on your property—you need specialized aviation coverage. Most programs miss this. We don't.

Cybersecurity technology and data protection

Cyber Insurance

Your systems are your operation. Protect them against data breach, ransomware, and the business interruption that follows.

Why Aviation Businesses Need Cyber Coverage

Aviation isn't just about planes anymore. It's about systems. You manage flight scheduling systems, customer data, fuel management, maintenance records, crew information, and FAA-critical documentation. If those systems go down—whether from a breach, ransomware, or social engineering—your business stops.

This isn't a risk you can ignore, and it's not something your general liability policy covers. When it happens, you need specific cyber insurance built for aviation operations.

What We Cover

  • Data Breach Response: When customer data is exposed (names, PII, financial info), we cover forensic investigation, notification costs, credit monitoring, and legal defense. Quick response prevents the breach from becoming a disaster.
  • Business Interruption from Cyber Events: Your systems are down. You can't process reservations, schedule flights, or access critical records. We cover lost income during the downtime and the costs of getting back online.
  • Ransomware & Extortion Coverage: Your systems are encrypted. A bad actor demands payment. We cover ransom negotiation, decryption costs, and the investigation that follows—without forcing you to pay criminals.
  • Regulatory Defense & Fines: FAA reporting requirements, DOT notification rules, state breach laws—you need to comply immediately. We cover your legal defense and the fines that regulators impose when breaches happen.
  • Third-Party Liability: You expose customer data. They sue. Passengers sue. Crew members sue. We cover your defense and damages when your cyber incident affects others.
  • Social Engineering & Phishing Fraud: Your employees get a convincing email. They wire money. They give up credentials. It happens. We cover the financial loss and the cost of investigating how it happened.

The Aviation-Specific Risk

FBOs manage fuel inventory systems and customer payment data. MROs track critical maintenance records—incomplete records create liability. Part 135 operators store crew certifications and pilot medical information. Flight schools maintain student records and payment histories.

All of this is valuable to criminals. A breach doesn't just cost you money—it creates liability, regulatory exposure, and reputational damage. FAA-critical data (maintenance logs, crew qualifications) falls under different rules than customer PII. Your insurance needs to understand both.

The Integration Advantage

Cyber insurance through Nacelle Partners integrates with your other coverage. When a cyber event happens, we coordinate with your general liability carrier, your business interruption coverage, and your claims management team. One phone call. One underwriter who understands your operation. One team managing the entire incident.

Quick Response. Full Coverage. One Carrier.

Get a quote in minutes. Bind in hours. When something goes wrong, our AI-powered claims system kicks in immediately to coordinate forensics, notification, legal defense, and recovery. That's the Nacelle Partners difference.

What a Complete Nacelle Partners Program Looks Like

One insurance program. All your coverage. One phone call.

Example: FBO with 25 Employees

PEO & Benefits Health, life, disability, payroll, HR admin, workers' comp
Commercial Package General liability, property, commercial auto, umbrella
Aviation Insurance Hull and liability (if applicable)
Cyber Insurance Data breach, ransomware, business interruption, regulatory defense

Result: One carrier. One underwriter. One renewal. One phone call. Complete coverage.

Nacelle Partners vs. Traditional Approach

Feature
Traditional Approach
Nacelle Partners
PEO Covers Line Workers
No
Yes
One Carrier for Everything
No (typically 3-5 carriers)
Yes
Aviation-Specific Underwriting
Generic commercial codes
Aviation-focused
Instant Quote & Binding
Days or weeks
Minutes to hours
AI Claims Management
Manual processing
AI-powered
Program Pricing
Variable rates by carrier
Competitive direct rates
One Phone Call for Everything
Call multiple carriers
One call to Nacelle
Cyber Coverage Included
Separate purchase
Integrated option

Ready to simplify your insurance?

Get a quote and see how much simpler insurance can be when it's built for aviation.

Request a Quote