Nacelle Partners Services

What We Cover

• Health Insurance: Multiple plan options to fit your budget and team's needs. From high-deductible plans to comprehensive coverage.
• Life Insurance: Basic life coverage included. Additional coverage available if your team needs it.
• Short & Long-Term Disability: Your team is protected if they can't work—and so is your business.
• Dental & Vision: Because taking care of your team means taking care of all of them.
• Payroll Administration: We handle it. Direct deposit, tax withholding, reporting—all taken care of.
• HR Compliance: Labor law compliance, employee handbook, HR policies—we keep you compliant so you can focus on flying.
• Workers Compensation Insurance: Included in your PEO package, with aviation-specific underwriting.

Why Aviation PEOs Are Hard to Find

Traditional PEOs exclude line workers. Insurance carriers see ramp crews, mechanics, and fuelers as "high risk" and simply refuse to cover them. It's created a broken system where FBO owners have to buy PEO for office staff and separate workers' comp for everyone else.

We built Nacelle Partners specifically to solve this problem. Our underwriting understands aviation operations. We know what ramp work looks like, how to price it fairly, and how to support it with good claims management and loss prevention.

How It Works

1. You tell us about your business—number of employees, roles, payroll.
2. We run an instant quote through our aviation-specific underwriting.
3. You pick your health plan options and we handle all the setup.
4. Your employees get their benefits. You get simplicity.
5. We handle payroll, taxes, compliance, and claims—you focus on your business.

The Nacelle Advantage

One monthly bill for health insurance, life insurance, disability, workers' comp, payroll, and HR—instead of juggling multiple carriers.

Line worker coverage that other PEOs won't touch.

Fast setup and integration with your payroll systems.

Aviation-smart HR that understands your compliance needs.

What We Cover

• All FBO Operations: Ramp service, fueling, aircraft maintenance, flight instruction, aircraft sales—we underwrite the specific codes that define your business (NCCI 7403, 7421, 7422).
• Mechanic Coverage: A&Ps, mechanics, technicians—with proper classification and pricing.
• Flying Crews (Part 135): Pilot worker's comp coverage for charter and commercial operations—with loss-of-license integration.
• Environmental Exposure: For MROs and operations handling hazmat or chemicals.

Aviation-Specific Underwriting

We don't force your business into codes designed for retail or manufacturing. We use the actual NCCI classifications that describe aviation work. That means accurate pricing, fair rates, and renewals that reflect your true risk profile.

AI-Powered Claims Management

Claim filed? Our system immediately:

• Analyzes the claim details
• Connects it to the right claims adjuster
• Initiates medical protocols
• Begins loss prevention investigation
• Flags any unusual patterns

What used to take weeks now moves in days. Your employees get treatment faster. Your business gets resolution faster.

Safety Programs That Work

Your workers' comp rate is directly tied to your safety record. We connect you to NATA Safety 1st programs—safety initiatives built specifically for aviation operations. Better safety means better rates. It's that simple.

Instant Binding. Competitive Rates. No Surprises.

Get a quote in minutes. Bind in hours. Renew in one phone call. That's the Nacelle Partners difference.

General Liability

Coverage for bodily injury and property damage claims. Whether it's a customer trip and fall at your FBO or property damage during maintenance work, you're covered. Aviation-specific underwriting means we understand the unique exposures you face.

Property Insurance

Your buildings, equipment, and inventory matter. We cover hangars, office buildings, fuel trucks, tools, avionics, and inventory—all on one policy, rated for aviation operations.

Commercial Auto

Fuel trucks, line trucks, chase vehicles, crew transport—all covered under one auto policy with rates reflecting aviation operations rather than generic commercial use.

Environmental Liability

Critical for MROs and fuel operations. Coverage for pollution and environmental damage, including cleanup costs and regulatory fines. Other carriers ignore this. We don't.

Completed Products Liability

For MROs and maintenance shops, completed products liability is essential. When your maintenance work leaves the shop, you need protection. We provide it.

Umbrella/Excess Coverage

Additional limits above your primary policies for extra protection when you need it most.

The Integration Advantage

All of these coverages work together on one policy with one underwriter and one renewal. No gaps. No overlaps. No confusion. Just comprehensive protection designed specifically for aviation businesses.

Hull Coverage

Your aircraft are assets. When you own or operate aircraft—whether it's a flight training fleet, a Part 135 operation, or aircraft for sale—hull coverage protects you against loss due to accident, theft, or other covered perils.

Liability Coverage

Aviation liability is different from general liability. It's more specialized, more sophisticated, and absolutely essential. We connect you to underwriters who specialize in this coverage.

Seamless Integration

You don't have to remember you need aviation insurance. When you work with us, we make sure it's part of your overall program. One call. One contact. We coordinate with our partners at IAT to ensure everything is properly covered and integrated.

Why Separate Aviation Coverage?

General liability policies exclude aircraft. Period. If you own or operate aircraft—even if they're stored on your property—you need specialized aviation coverage. Most brokers forget this. We don't.