Long-tail protection for parts makers, component manufacturers, and aviation OEMs
When your parts fly for decades, your liability exposure doesn't have an expiration date.
A part you manufactured 20 years ago is still flying today. If it fails, you're still liable. Aviation products liability is unique because of the extraordinarily long service life of parts and the catastrophic consequences of failure. Most general manufacturers' policies don't contemplate this timeline.
An AD (Airworthiness Directive) or service bulletin affecting your parts can trigger recall costs in the millions. Inspection programs, mandatory replacements, fleet grounding costs, and customer notification expenses add up fast. Most policies exclude recall entirely.
Holding PMA (Parts Manufacturer Approval) or TSO (Technical Standard Order) authorization creates specific liability exposure tied to FAA certification. If a certified part is later found to not meet standards, the regulatory and liability consequences are severe.
Aviation warranty claims can be substantial. A defective batch of components can trigger warranty obligations across hundreds of aircraft. The financial exposure from warranty claims alone can threaten a manufacturer's viability if not properly insured.
Aviation-specific products liability that understands manufacturing, certification, and long-tail risk.
Purpose-built products liability coverage for aviation manufacturers. Covers bodily injury and property damage claims arising from your manufactured parts and components, with limits that match the catastrophic exposure aviation products create.
Coverage for liability arising from parts and products after they leave your facility. Completed operations coverage is essential for manufacturers because the liability exposure begins when the product enters service, not when it leaves your shop.
When an AD or service bulletin triggers a recall, the costs are immediate and substantial. Recall expense coverage pays for notification, inspection, replacement, and associated costs that products liability policies typically exclude.
Voluntary product withdrawals before an AD is issued can prevent larger losses. Product withdrawal coverage reimburses the costs of proactively removing products from the market when a defect is discovered.
Errors and omissions coverage for design, engineering, and certification services. If a design decision is later questioned, or engineering documentation is found to be inadequate, E&O coverage provides defense and indemnity.
Modern avionics are networked and connected. If you manufacture avionics, flight management systems, or connected components, cyber coverage protects against liability from software vulnerabilities and data security incidents.
Aviation products liability is typically written on an occurrence basis, meaning it covers incidents that occur during the policy period regardless of when the product was manufactured. For long-tail exposure, we can also structure prior acts coverage.
Yes. When an Airworthiness Directive requires inspection, replacement, or grounding of your parts, recall expense coverage pays for notification, inspection costs, replacement parts, and associated labor. This is separate from products liability.
Tier 2 and Tier 3 suppliers face the same products liability exposure as OEMs. Our program covers your parts regardless of where they end up in the supply chain, including components integrated into larger assemblies by other manufacturers.
Yes. If a defect in your product causes an aircraft or fleet to be grounded, grounding liability covers the resulting claims from operators for loss of use, charter costs, and other consequential damages.
Absolutely. Whether you hold PMA approval for replacement parts or manufacture under OEM authorization, our products liability program covers your specific certification type and the associated regulatory exposure.
We offer products liability limits from $1M to $100M+ depending on your manufacturing volume, product type, and customer requirements. Aviation manufacturing typically requires higher limits given the catastrophic loss potential.
See how aviation-specific products liability, recall coverage, and business protection work together.
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