Insurance coverage designed for the specific challenges of charter and commercial air service
Charter operators face insurance and crew coverage problems that most carriers simply don't understand.
Your pilots are professional employees. They're not ground crew. But most PEOs and workers' comp carriers either won't cover them at all, or classify them incorrectly.
Your operation depends on pilots maintaining their medical and pilot certifications. What happens if a pilot loses their medical certificate due to an illness or injury?
Your charter flights cross borders. You operate internationally. Standard US insurance doesn't automatically cover operations in Canada, Mexico, or beyond.
Your crews need health insurance, life insurance, and disability coverage. But you also need pilots properly classified for workers' comp. This creates fragmentation.
If you're implementing a Safety Management System (SMS), your insurance should support it, not fight it. Better safety should lead to better rates.
Your aircraft hull coverage and liability coverage are critical. You need underwriters who understand Part 135 operations specifically.
Insurance and crew benefits built specifically for Part 135 operations—not a generic commercial program retrofitted for flying.
Your pilots are classified as commercial pilots, not flight instructors or air taxi drivers. They get workers' comp coverage designed for professional flight crews.
Integrated into your program. If a pilot loses their medical or pilot certificate, they're protected. Your operation is protected.
Your coverage extends beyond the US. Canadian operations, Mexico, Caribbean operations—all covered. When you fly internationally, your insurance follows you.
Health insurance, life insurance, disability coverage, and workers' comp—all for your pilots and crew members under one integrated program.
When you implement or improve your Safety Management System, we integrate that into your insurance program. Better safety leads to better rates—directly.
Through our partnership with IAT, your aircraft get Part 135-specific hull and liability coverage. Commercial operations require commercial coverage.
Your flying crew and ground staff are covered comprehensively.
Your aircraft assets are protected for Part 135 operations.
Passenger liability, third-party liability, and crew liability.
Your ground operations are protected beyond just the aircraft.
Coverage supports your regulatory obligations.
We understand that your crew is your operation. Pilots need proper workers' comp classification, loss of license coverage, and health benefits.
Charter operators regularly fly internationally. Your insurance is built to cover US, Canada, Mexico, Caribbean, and beyond.
When you implement a Safety Management System, we integrate that into your insurance program. Better safety practices directly improve your underwriting and rates.
Pilots can't work without their medical. Loss of license coverage protects them and protects your operation.
Your aircraft hull and liability coverage are built for commercial operations, not general aviation.
Your crew members are covered under your liability program. When claims happen, your crew has protection.
Yes. Your coverage includes US, Canada, Mexico, Caribbean, and other international operation areas. When you fly internationally, your insurance follows you.
It's built into your program. If a pilot loses their medical or pilot certificate, loss of license insurance protects them and your operation.
As commercial pilots conducting charter operations. Not as flight instructors or air taxi drivers. Proper classification means proper rates and proper coverage.
Yes. PEO benefits, loss of license, workers' comp, health insurance—all under one integrated program. Pilots and ground staff covered together.
Your Safety Management System is part of your underwriting. Better safety outcomes lead directly to better underwriting and rates.
Easy. Report it to us and your program adjusts automatically. Your underwriter understands that crew changes are normal in charter operations.
Get a quote and see how much better your crew and aircraft are protected with aviation-focused insurance.
Bring your certificate holder information and your current insurance details. We'll provide a comprehensive quote within 24 hours.