Comprehensive hull, liability, and mission-specific coverage for every type of helicopter operation
Rotorcraft operations are inherently different from fixed-wing. Your insurance needs to reflect that.
Helicopter hull values are high, operating environments are demanding, and when incidents happen, they tend to be total losses. Insurers who don't specialize in rotorcraft either price you out or exclude your highest-risk operations.
EMS patients, offshore workers, tour passengers, corporate executives. Each category creates different liability exposure, different regulatory requirements, and different coverage needs. One-size-fits-all passenger liability doesn't work.
Longline operations, heli-logging, construction lifts, firefighting buckets. External load operations are routinely excluded or heavily sublimited by standard aviation policies, leaving critical revenue-generating operations uncovered.
Oil platform transfers, offshore wind farm support, and overwater EMS operations create unique exposure that most aviation policies weren't designed to cover. Ditching, search and rescue costs, and overwater liability require specialized terms.
Rotorcraft-specific coverage for every mission profile. No exclusions for what you actually do.
All-risk hull coverage at agreed value for your entire rotorcraft fleet. Single-engine, twin-engine, light, medium, and heavy helicopters. No depreciation surprises. Coverage while flying, taxiing, and on the ground.
Comprehensive passenger liability structured for your specific operations. EMS patients, offshore workers, tour guests, or corporate passengers. Each with appropriate per-seat and aggregate limits tailored to the mission.
Full coverage for external load operations including longline, short-haul, construction lifts, and firefighting. Internal cargo coverage for freight, equipment, and materials. No exclusions for your revenue-generating operations.
Purpose-built for HEMS operations. Patient liability, medical professional liability for onboard crews, IFR/NVG operations, and hospital helipad exposure all addressed with limits that match the actual risk.
Oil platform transfers, offshore wind support, and overwater missions covered without exclusion. Ditching coverage, search and rescue reimbursement, and passenger liability over open water all included.
Supplemental accident coverage for pilots, co-pilots, flight medics, hoist operators, and other crew members. Covers accidental death, dismemberment, and medical expenses beyond workers' comp.
Yes. Longline, short-haul, construction lifts, firefighting buckets, and heli-logging are all covered. We don't exclude the operations that generate your revenue. External load coverage is a standard part of our rotorcraft program.
Covered. Night vision goggle operations and IFR flight are standard for HEMS and many other mission profiles. We don't add surcharges or exclusions for operations that are part of your normal business.
Many helicopter companies operate across multiple mission types. We build programs that cover your entire operation: charter, EMS, utility, and tours under one policy with appropriate coverage for each mission profile.
Yes. Oil platform transfers, offshore wind support, and overwater operations are covered without exclusion. This includes ditching coverage and search and rescue cost reimbursement.
Absolutely. Ground support vehicles, maintenance equipment, portable helipads, refueling equipment, and other support assets can be included in your program alongside your aircraft coverage.
Crew accident coverage is available with flexible limits for accidental death, dismemberment, and medical expenses. We typically see operators choosing limits between $100K and $500K per crew member, supplementing workers' comp.
See how one integrated program protects your helicopters, your missions, and your crew.
Get your quote to see your specific rates