Airport Insurance That Actually Covers Airports

Comprehensive premises, environmental, and operations coverage for airport authorities and operators

Full
Premises Coverage
PFAS
Environmental Included
Tenant
Coordination Built In
1
Carrier, One Program

The Airport Insurance Problem

Airports face exposures most insurers don't understand. You deserve one that does.

Premises Liability Gaps

Terminals, ramps, taxiways, runways, parking structures, hangars, fuel farms. Airports have massive premises exposure that generic commercial policies fail to adequately cover. Slip-and-fall claims are just the beginning.

Environmental Exposure

PFAS contamination from AFFF foam. Fuel farm leaks. De-icing chemical runoff. Underground storage tanks. Airport environmental liabilities are massive, long-tail, and increasingly regulated. Most policies exclude or sublimit this exposure.

Vehicle Operations on the Airfield

Tugs, fuel trucks, fire apparatus, snow plows, mowers, and maintenance vehicles all operate in close proximity to aircraft. Standard auto policies don't contemplate airside vehicle operations and the unique liability they create.

Tenant Operations Risk

FBOs, flight schools, MROs, and other tenants operate on your property. Their activities create liability that flows back to the airport. Coordinating insurance requirements and ensuring no gaps between tenant and airport coverage is a constant challenge.

How Nacelle Partners Fixes This

One program designed for airport operations. Every exposure addressed. One team that understands airports.

1

Comprehensive Airport Premises Liability

Purpose-built for airports. Terminals, airside operations, landside facilities, parking structures, hangars, and all common areas covered under one premises liability program with limits that match your actual exposure.

2

Environmental Liability with PFAS Coverage

Full environmental liability including PFAS/AFFF contamination, fuel farm exposure, de-icing runoff, and underground storage tanks. Not sublimited. Not excluded. Actual coverage for your actual environmental risks.

3

Hangarkeepers Coverage

Aircraft stored on your property are your responsibility. Hangarkeepers legal liability covers damage to tenant and transient aircraft while in your care, custody, or control.

4

Business Interruption

Runway closures, terminal damage, and infrastructure failures can shut down revenue streams. Business interruption coverage keeps your airport financially whole during recovery.

5

Public Officials Liability

For municipal and authority-operated airports, public officials liability protects board members and administrators from personal liability arising from airport governance decisions.

What Your Airport Program Includes

Premises & Operations

  • Airport premises liability (airside and landside)
  • Airfield vehicle operations coverage
  • Public officials and board member liability
  • Commercial property (terminals, hangars, infrastructure)
  • Business interruption and extra expense
  • Umbrella/excess liability

Environmental Program

  • PFAS/AFFF contamination liability
  • Fuel farm and storage tank coverage
  • De-icing chemical runoff liability
  • Pollution legal liability
  • Remediation cost coverage

Tenant & Hangar Coverage

  • Hangarkeepers legal liability
  • Tenant insurance coordination and tracking
  • Non-owned aircraft liability
  • Workers' compensation for airport staff
  • Cyber liability for airport systems

Questions Airport Operators Ask Us

Do you actually cover PFAS liability?

Yes. PFAS contamination from legacy AFFF firefighting foam is one of the biggest emerging liabilities for airports. Our environmental program specifically addresses PFAS exposure, remediation costs, and third-party claims.

How do you handle tenant insurance coordination?

We help you establish insurance requirements for tenants, track their compliance, and ensure no gaps exist between tenant coverage and your airport's program. One less administrative headache.

Is public officials liability included?

Yes, for authority-operated and municipal airports. Board members, commissioners, and administrators are covered for decisions made in their official capacity related to airport operations.

What about airfield vehicle incidents?

Our program covers vehicle operations on the airfield, including tugs, fuel trucks, snow removal, and maintenance vehicles. This is a critical coverage area that standard auto policies typically exclude.

Can you cover both commercial and GA airports?

Absolutely. We insure everything from small general aviation airports to regional commercial service facilities. The program scales to match your operations, traffic volume, and specific exposures.

How does hangarkeepers coverage work?

Hangarkeepers legal liability covers damage to aircraft in your care, custody, or control, whether stored in hangars or on the ramp. It responds when the airport is legally liable for damage to a tenant's or transient aircraft.

Ready for airport insurance that matches your operation?

See how one integrated program covers premises, environmental, tenants, and everything in between.

Get your quote to see your specific rates